Getting Started

Start saving

Joining the CEIRP is easy. Start by choosing your investing approach.

Once you’ve selected your fund(s), contact your plan administrator for the appropriate application for the RRSP, NRSP or TFSA. Then just send your completed forms to your plan administrator.

No touch

Cadence Target Date Funds offer a single-fund solution that leaves the decisions to investment professionals. You simply pick the fund that’s closest to the year you’d like to retire. The asset mix in the fund automatically becomes more conservative as the fund date approaches.

Low touch

Portfolio Target Risk Funds are tailored to different levels of risk tolerance that range from conservative to aggressive. Use the Plan your retirement tool on GRS Access for step-by-step guidance to help you determine your investor profile. Then simply choose the Portfolio Fund that matches your risk profile.

Build your own portfolio

Once you determine your investor profile from the Plan your retirement tool on GRS Access or the Investment personality questionnaire, you can build your own portfolio from the other investment options offered in the plan.


smartPATH can help you get started

Visit this interactive website for educational tools and resources to help you reach your savings goals.