Joining the CEIRP is easy. Start by choosing your investing approach.
Cadence Target Date Funds offer a single-fund solution that leaves the decisions to investment professionals. You simply pick the fund that’s closest to the year you’d like to retire. The asset mix in the fund automatically becomes more conservative as the fund date approaches.
Portfolio Target Risk Funds are tailored to different levels of risk tolerance that range from conservative to aggressive. Use the Plan your retirement tool on GRS Access for step-by-step guidance to help you determine your investor profile. Then simply choose the Portfolio Fund that matches your risk profile.
Build your own portfolio
Once you determine your investor profile from the Plan your retirement tool on GRS Access or the Investment personality questionnaire, you can build your own portfolio from the other investment options offered in the plan.
Once you’ve selected your fund(s), fill out an application for a group RRSP and an application for an NRSP, and submit the original signed forms to your plan administrator.
smartPATH can help you get started
Visit this interactive website for educational tools and resources to help you reach your savings goals.