Yearly Archives: 2020

Update from the CEIRP Office: October 2020

Join the CEIRP Social Communities! CEIRP now has its own bilingual Facebook and Twitter communities. We’ll be posting financial tips and other information you can use, especially throughout November which is Financial Literacy Month. So be sure to follow us — we’ll even follow you back!

By |2024-03-11T15:34:45-04:0027/10/2020|Uncategorized|

Market Matters: September 2020

Highlights: COVID-19’s second wave offers up a new round of uncertainty for businesses. The Federal Reserve kept their Fed funds target range steady at between 0% to 0.25%. September losses give back some of their summer-time equity market gains. Oil prices fell on rising concerns over weak global demand if lockdown measures return. Click here [...]

By |2021-02-26T15:53:58-05:0027/10/2020|Market Matters|

“Freedom 65+” is Now the New Normal

Do you remember the “Freedom 55” ads? These days, retiring in your 50s is only for a lucky few. “Freedom 65+” is more realistic for most Canadians. And according to Benefits Canada, it’s not merely realization facing Boomers and Gen Xers; Millennials are also coming to the same conclusion. Of course, when you work in [...]

By |2024-03-11T16:12:20-04:0027/10/2020|Learn&Grow|

A Retirement Planning Tip for Women: Contribute Early and Often

This year, the United Nations increased the average Canadian life expectancy to 82.52, an .18% increase over 2019, with the average Canadian woman living to 84. Also, the gender pay gap continues to decrease. So for these two reasons, it’s important that women are proactive about their retirement plan. Saving consistently and as early as [...]

By |2024-03-11T16:11:54-04:0027/10/2020|Learn&Grow|

Update from the CEIRP Office: September 2020

Reminder about CEIRP’s dedicated Investment and Retirement Managers at Canada Life The fastest way to successfully reach your goals is having a plan. This is especially true for  those close to retirement. Were you aware that Canada Life has three Investment and Retirement Managers dedicated to CEIRP members? They can help you: Create a plan [...]

By |2024-03-11T15:34:38-04:0024/09/2020|Uncategorized|

It’s Never Too Late to Have a Plan

Every year, the Financial Consumer Agency of Canada (FCAC) conducts a survey to study how well Canadians understand and manage their personal finances. In May, the agency released its findings from the 2019 survey. What remains true is that Canadians still live pay cheque to pay cheque, are carrying a lot of debt, tend not [...]

By |2024-03-12T10:40:10-04:0024/09/2020|Learn&Grow|

Tips for Protecting Your Home-based Business

If you count yourself among many creative professionals across Canada who run their businesses from home — especially now because of Covid — do you know how well you are protected from loss, damage or theft? You may be surprised to know that your regular home insurance may not cover your business. In fact, according [...]

By |2024-03-12T10:39:34-04:0024/09/2020|Learn&Grow|

Market Matters: August 2020

Highlights: Global stock markets extended their summer-long run. Bond markets checked back, with longer-term bonds hit hardest. Expectations for market volatility rose with stretched stock valuations, the approach of the U.S. presidential election and concerns for a COVID-19 second wave. Amidst a risk-on sentiment, oil prices rose sharply, while gold and the U.S. dollar weakened. [...]

By |2021-02-26T15:55:49-05:0024/09/2020|Market Matters|

Update from the CEIRP Office: August 2020

An update about the RRSP Email Campaign: There has been a great response to our email campaign to encourage the Federal Government to allow our members and other Canadians to “borrow” from their RRSP with no tax implications during the pandemic. But there’s still more we need to do in order for this plan to [...]

By |2024-03-11T15:34:27-04:0027/08/2020|Uncategorized|
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