Whether you’re earning an annual salary or paid by project, it’s easy to overspend on stuff when you’re feeling like Midas on payday. But this false sense of security can lead to taking on more debt and not enough savings. This is why having a financial plan is so important — and remember, it’s never too late to start. Here are some useful resources to help you get started:

  • Debt: Included in the services provided by Canada Life, members can take advantage of  a free consultation with a credit counselor from the Credit Counseling Society
  • The Wealth Consultants from Canada Life can help you create a simple budget that will help you now as the holiday, RRSP and tax seasons are around the corner. Also, they can help you strategize to max your RRSPs this year if you have room. And they can create a financial plan for you so that you’re ready for 2026 and beyond. The service is free, which is great since the same kind of service could cost $3500 or more. Go to the bottom of the “Contact” page on our website to set up an appointment
  • Close to retirement? CEIRP’s dedicated Investment and Retirement Managerscan help answer your questions
  • If you have general questions about your CEIRP account, call Canada Life at 1-833-531-6418, weekdays, 8 a.m.- 8 p.m. ET